Contact us today to set up an appointment with one of our mortgage advisers. We suggest you allow about an hour for your first meeting. Getting a mortgage is a very important aspect of your life, and you need to take your time making sure that you make the right decision. As part of the process we will need some proof of identification, proof of income and your bank statements. There may be other things we need as well but your adviser will let you know exactly what we will need for your application as you continue through the process. Your first meeting should clarify whether getting a mortgage is possible in your current situation.
There are some questions that our mortgage adviser will have to ask about your financial situation. It will be useful if you can find out the balance of your credit cards, bank accounts and any other monthly financial costs, and if possible, bring supporting documents with you. This way, you’ll be better prepared for your first meeting and will be in a good position to talk further.
The first meeting with one of our mortgage advisers will be incredibly useful. It will allow the adviser to get a clear picture of the situation you are in, help you to decide which mortgage options are available and find one that best fits you. Our adviser will need take into account how much you can afford as a deposit and the monthly payment for your mortgage, considering factors such as other credit cards and loans, bank statements, bills and any other regular payments that you make.
We don’t charge for our advice. Instead, we simply charge a fee for processing your mortgage application. Our typical fee is £500, however the actual fee will depend on your circumstances.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR OTHER DEBTS SECURED AGAINST IT.
01604 434 777